Burial Insurance Georgia
Final Expenses Insurance For Anyone In Georgia
If you’re under the age of 85, we’ve got you covered. Get a quote today to see how we can ensure all your funeral expenses and even accidental death is covered .
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What We do
We understand this is a topic that most do not like to discuss, but it’s an important one. We handle all of your burial insurance needs in Georgia.
Final Expenses Protection
You can decide how much protection you will need and what you can comfortably afford. Anyone between the ages of o to 85 years old are eligible to apply for burial insurance.
No Health Exam Required
Your burial insurance policy is based on answers to simple questions on the one page application that we provide you. It’s fast, it’s simple, it’s easy.
Rates Never Change
Unlike other companies your rates will never change. Your job is to simply make your payments monthly when they are due. The low monthly rate you started with, is the rate you’ll pay throughout the life of the policy.
Why Choose Me
Trusted Name In Insurance
We’ve specialized in final expenses insurance here in the state of Georgia for over 20+ years. We cater specifically to your needs.
What Our Clients Say?
Burial Insurance & Final Expenses In Georgia
When someone dies, the surviving family members have many expenses to pay. There are funeral costs and burial costs in Georgia that they must pay before they can move on with their lives.
Coping with the loss of a loved one is difficult enough without having to deal with financial issues too. The cost of funerals and burials has increased over recent years making it even harder for some families who are already trying to cope emotionally with their loss.
Funeral homes estimate that it will cost about $6,000 to $13,000 for the average funeral service plus approximately $1,500 for cremation or interment (burial) fees in Georgia . This amount varies depending upon the type of casket selected by the family and other factors that many people would never dream of. One source estimates that on average, funeral expenses total more than $10,000.
Understanding Funeral Rules
As mentioned prior, the costs of funerals can vary based on the packages chosen. There are five main components that make up a funeral: personal services charges, expenses of the funeral home director, death certificates, obituary notices and miscellaneous charges.
When someone dies they must be embalmed according to federal regulations and the rules of the particular state. This practice helps preserve the body and slow decomposition.
A casket is required in most funeral homes across the nation and in many states, like Georgia and Tennessee, it’s actually mandatory according to state laws. An alternative would be to use an alternate container which can be made of materials like fiberboard or even cardboard. These containers should not be used as permanent storage but instead as something to hold the body during transportation before burial or cremation.
Burial Expectations In Georgia
There are certain expectations that you’ll need to know for burials in GA. Following these guidelines will help you and your family to provide a proper burial for the deceased.
The funeral home is responsible for filing all details of the death with the registrar in their county. However, if you have been named executor of an estate, it may be your responsibility to file certain papers which vary from state to state.
In any case, contact the registrar’s office or funeral home immediately after a death. Most counties require a waiting period of about 24 hours before they will release a body.
However some counties have only a four-hour waiting period, while some others have no waiting period at all. If you are planning on burying a loved one’s body more than 50 miles away from where he or she died, then you will need to file a special petition with the registrar. If you are burying an unbaptized child under age 7, or an adult who has not made a public profession of faith, then you will also need to file this special form.
The county registrar will tally the death and issue a Death Certificate (sometimes called a Registry of Death). You can get copies of this certificate from the County Registar’s office once it is filed.
Cremation Services In GA
Cremation services in Georgia are governed by Title 10, Chapter 8 of the Official Code of Georgia. This code includes crematory requirements and other rules pertaining to funerals and burials (for examples: embalming) such as filing a death certificate with the state, proper disposal of human remains, and erecting permanent grave markers.
When choosing to cremate in Georgia, there are certain rules that you should follow. First, the body must be cremated within a reasonable amount of time after death. This adds to the reputation that people from Georgia would rather get their affairs in order as soon as possible.
In terms of the actual cremation itself, it is performed by a person employed by an organization who will perform services for your loved one’s final arrangements. In other states, such as Arizona and California, cremations are performed by morticians or funeral home directors.
It is up to you how you wish your loved one to be treated during this process – whether they go straight into the incinerator or if they’re clothed and put into a viewable “casket” before going through with incineration. Cremations can also be delayed until a later if requested.
Help With Funeral Costs In Georgia
In most cases, ensuring that funeral costs are covered for a deceased person is a top priority for family members left behind. A death can cause people to worry about how they’ll cover expenses and take care of day-to-day living without their loved one around. In addition to medical bills and lost income from the deceased – there’s also the cost of a funeral to consider. If you’re wondering how you can help with funeral costs in Georgia, keep reading below.
When it comes to paying towards memorial costs, life insurance is one way people supply necessary aid. The reason life insurance works as an effective means is because it offers funds upon death – regardless if the policy holder dies suddenly or after a long battle from a disease or even a lifestyle-related factor.
Does your family have a policy through work? If the answer’s yes, there is usually a certain amount of coverage to help with funeral costs – sometimes up to $10,000. In addition to this benefit from an employer, workers may also take out Personal Online Accounts (POLAs) as well as Group Savings Plans to ensure those they hold dear are financially sound after their time on earth has come to an end.
While life insurance does play a beneficial role for those who need it most, if you’re worried about how you can help with funeral costs in Georgia and don’t have a policy in place – now’s the best time to start shopping around one that suits your needs.
Burial Insurance Policy
Getting a burial insurance policy isn’t difficult, but it’s definitely something that should be carefully considered before making a decision. The right policies will serve their purpose for many years with minimal maintenance and provide peace of mind to those who depend on them.
Burial policies will normally provide a lump sum payout to cover funeral expenses, medical services and burial costs. The details of each policy will vary from company to company, so you’ll want to read over the fine print before committing. Many plans also offer a life insurance component that covers a survivor’s needs after the death of the individual insured.